The information provided by Laura Marie McRae (Laura), of LIFE DIVINE COACHING LLC, a licensed financial professional, educator and online coach, is intended solely for educational purposes and should not be construed as legal or tax advice. While Laura has made efforts to ensure the accuracy and reliability of the information provided, the content is provided on an "as-is" basis without any warranty of any kind.

It is important to understand that the information provided is general in nature and may not be applicable to your specific financial situation. The laws and regulations related to legal and tax matters vary by jurisdiction, and the information provided may not reflect the most current legal or tax requirements.

You should consult with a qualified professional, such as an attorney or tax advisor, regarding your specific legal and tax needs. They can provide guidance tailored to your individual circumstances and help you navigate the complexities of legal and tax matters.

By accessing and using the information provided by Laura, you acknowledge and agree that Laura, her affiliates, LIFE DIVINE COACHING LLC, and any individuals associated with Laura will not be held liable for any actions or decisions made based on the information provided. You assume full responsibility for any consequences arising from your use of the information.

Laura disclaims any and all liability for any loss or damage incurred as a direct or indirect result of using or relying on the information provided.

Always exercise caution and perform your due diligence before making any financial decisions. Seek professional advice from qualified individuals who can evaluate your specific situation and provide tailored recommendations.

Please note that laws and regulations can change over time, and the information provided may become outdated. Laura is not obligated to update or revise any information provided in the future.

By accessing and using the information provided by Laura, you acknowledge that you have read and understood this disclaimer and agree to its terms and conditions.